Top 5 Frequently Asked Questions
1. What services do you offer?
We provide financial planning in two phases: an initial flat-fee planning engagement, followed by ongoing Implementation & Maintenance. This ensures your plan stays current and evolves with your life.
2. How do you charge for your services?
The financial planning phase is billed as a one-time flat fee. Ongoing services are billed semi-annually and include unlimited support and regular plan reviews.
3. Do I need to be wealthy to work with A2Q?
No. We believe everyone deserves access to quality financial planning, regardless of net worth. We often serve professionals and families who are still building wealth.
4. How do we get started?
It starts with a brief conversation. You can reach out through our Contact page to book a free intro call. There’s no obligation, just a chance to learn more about each other.
5. Will you manage my investments?
A2Q does not manage investments directly. Instead, we guide you in implementing your plan using the right tools or professionals. You remain in control and we serve as your ongoing thinking partner.
We work with professionals and couples (often with children) who want guidance navigating the complexity of modern personal finance — regardless of their current level of wealth.
Do I need a lot of money to work with you?
No. Our services are designed to be accessible. Many of our clients are still accumulating wealth.
How do we begin?
We start with a brief call to get to know one another. If it’s a good fit, we’ll outline next steps and schedule your first planning session.
What should I bring to the first meeting?
Nothing formal — we’ll provide a secure checklist once you’re onboarded. All you need for the intro call is curiosity and a willingness to share your story.
Most clients engage us in two phases: (1) a flat-fee financial planning engagement, followed by (2) ongoing implementation and maintenance support.
What does the financial planning phase include?
We help clarify your goals, analyze your finances, and deliver a personalized financial plan with clear action steps. This includes education on topics like taxes, insurance, debt, and estate planning.
What does the Implementation & Maintenance phase include?
We meet regularly to track progress and revise your plan as needed. You also get access to ongoing support for any new financial questions that arise between meetings.
How are fees paid?
The flat fee for planning is billed once we begin. The ongoing service is billed every six months and includes scheduled reviews and on-demand access when you need us.
Do you sell any financial products or earn commissions?
No. A2Q is fee-only. We do not sell products, accept commissions, or get paid by third parties.
We use a five-step process: Discovery, Organization, Analysis, Education, and Recommendations. It’s collaborative and paced to your comfort level. You’ll walk away with a full plan and a clear list of action items.
What tools do you use?
We use eMoney for plan modeling, document storage, and secure sharing. You’ll have access to your plan and updates online at any time.
How often will we meet?
During the planning phase, we’ll typically meet a few times over several weeks. Once we move into ongoing service, we meet every six months — or more often if you need support between reviews.
Can you work with other professionals I already have?
Yes. We collaborate with your attorney, CPA, or investment advisor as needed. If you need help finding one, we can offer referrals or help you interview specialists.
Do you offer one-time consultations?
Our planning process is designed to be comprehensive and ongoing, but we’re happy to discuss short-term engagements on a case-by-case basis.
We take data security seriously. Your information is stored and shared through encrypted platforms like eMoney, and we follow industry best practices for privacy and access control.
Do you share my information with anyone?
No. We don’t share your information unless required by law or with your explicit permission (e.g., coordinating with your CPA or attorney).
Do you have a confidentiality policy?
Yes. Our engagement letter outlines that A2Q Financial Planning will use all reasonable efforts to maintain the confidentiality of your information. We only share data internally on a need-to-know basis and comply with any legal obligations if required.
Still have questions?
We’re happy to help with anything not covered here. Let’s talk through your situation and see if we’re the right fit.
